Insurance

Fixed Index Annuities : Risk Vs Rewards

March 30, 2012 – 2:21 pm

Can A Fixed Index Annuity Balance Risk And Reward? A lot of retirement savers are having a very tough time these days. They are torn between traditional, safe savings products like certificates of deposits and risky moves like stocks. Is there a middle ground for savers who want decent returns with a guaranteed? Actually, that read more »

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Credit

Peer Loans For Bad Credit

February 8, 2012 – 4:07 pm

Peer To Peer (Person To Person) Loans The idea of getting, or making, peer loans is not some new invention from the Internet age. The first loans were probably made between family or friends. In this case, terms could also be friendly. However, in the age of the Internet, large peer lending websites have risen read more »

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Saving

Could A Simple Budget Save Your Finances?

October 29, 2011 – 1:08 pm

Budgets Are Key To Sound Financial Lives I think a large percentage of people who get in financial trouble, do so because they have no idea how they spend their money. Some  people are just naturally optimistic, I guess, and they may think that they can cover normal expenses with their income, plus set aside read more »

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Insurance

Is Your Home Insurer Keeping Discounts A Secret?

September 16, 2011 – 3:32 pm

Who Is Missing Home Policy Discounts? I know a lot of very frugal people. They will spend weeks shopping for the right price when they want a new cell phone plan or laptop computer. But when it comes to their most valuable asset, and the policy that protects it, they leave their purchase to chance. read more »

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Consumers

Worst Consumer Complaints of 2010

July 31, 2011 – 4:34 am

The economic and government problems of the last several months have given a lot of people in the US something to howl about. Not only that misery loves company, but we might study some of the worst consumer issues of last year in order to avoid future problems. Why? Because we’ve got enough problems! Let’s read more »

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Mortgage

Paying Of A Mortgage Pros And Cons

July 30, 2011 – 1:23 pm

Are You Better Off With A Paid Off Mortgage? For this discussion, let us consider the advantages of paid off mortgages. This could be for home owners who are able to pay cash for a home, or for those who can make extra payments to get their mortgage paid off quicker than the original home read more »

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Insurance

Can Your Home Policy Save You From Foreclosure?

July 19, 2011 – 1:22 pm

Are You Worried About Unemployment? In this economy, lots of people have a right to worry about unemployment. As we have seen in the last couple of years, job loss has also caused a lot of people to lose their home! If this is a concern for you, maybe it is time to consider a read more »

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Credit

What Is Credit Card Insurance?

July 4, 2011 – 1:48 pm

Credit Card Insurance Explained When you opt into a new credit card, these days, it seems like you always get an offer to buy credit card insurance. Details of different plans vary, but typically the plans offer some amount of coverage of your minimum payment or balance in these cases: If you die or become read more »

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Saving

Set Up An IRA Online

July 2, 2011 – 2:14 pm

Do You Have An IRA? If you are self employed, or your employer does not have a retirement plan, you can still take advantage of tax deductions for retirement savings. One of the most common, and easiest, things to do is to set up your own IRA online. Many people never take advantage of this read more »

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Credit

Are 0% Credit Card Balance Transfers Really Free?

July 1, 2011 – 11:37 am

0% Credit Cards May Not Be Free I have actually sung the praises of 0% credit card balance transfers a way to remove some high interest debt. If credit cards want to charge too much interest, which many of them seem to, vote with your wallet by switching card companies! Here are real solutions to read more »

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